By Law (FCRA-611 15 U.S. CODE 1681i)
If you dispute an account from your credit report, and it happens to be reinserted and you aren’t notified within five business days of them reinserting, you have been VIOLATED.
THE LAW STATES
Notice to consumer:
If any information that has been deleted from a consumer’s file pursuant to subparagraph (A) is reinserted in the file, the consumer reporting agency shall notify the consumer of the reinsertion in writing not later than five business days after the reinsertion or, if authorized by the consumer for that purpose, by any other means available to the agency.
HOW DOES THIS HELP YOU?
If you find that a previously deleted item has been reinserted, by the same exact creditor/collection agency without written notification, you should send a five day reinsertion letter for violating the law.
Send complaints to the CFBP (Consumer Financial Protection Bureau). The complaint would be against the credit reporting agency for re-inserting this account.
LEARN YOUR RIGHTS
It is VITAL to pull your credit report every 30 days. They can play with the UNIFORMED!! Once you know your rights you can never be played with again!