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Secured Credit Cards That Convert To Unsecured Cards

Are you looking to open a credit card but don’t want to be a secured credit card holder for too long? Well, you don’t have to worry. Check out the best secured credit cards that graduate to unsecured!


  • Discover it Secured 8 months Citi Secured Mastercard 12-18 months

  • Capital One Secured Mastercard No set time frame.

  • Navy Federal nRewards Secured 6 months

  • Bank Americard Secured No set time frame.

  • First National Bank of Omaha Secured Visa 11 months

  • Harley-Davidson Secured 12 months

Secured card - Credit card this is funded by you. The amount you deposit on the card determines your limit.

Unsecured card -Do not require the user to make a deposit as collateral.

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